The nth Term Test and the Integral Test
Most series have no formula for their partial sums, so their sums can't be found the way a geometric series's can. A convergence test answers a smaller question: whether the series converges at all.
The nth term test
If converges to , then and . Each term is the difference of two partial sums, , so . Turned around, that's a test for divergence.
The integral test
When the terms come from a decreasing function, a series can be compared with an improper integral. Suppose for a decreasing function . On the curve stays above , so a rectangle of height and width 1 fits under it.
If the integral converges, the partial sums are increasing and stay below a fixed number, so they converge. Rectangles of height on reach above the curve instead, so . If the integral diverges, the partial sums grow without bound.
Dropping or changing finitely many terms never changes whether a series converges, so the conditions only need to hold from some on. When the integral converges, its value is not the sum of the series.